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You should necessarily read all the below-mentioned terms & conditions before you proceed to deal with us. All of the terms that are mentioned on the legal agreement between jhatpatloans and the customers are to be thoroughly read and understood before processing to deal with jhatpatloans. If you opt to click on 'I Accept' or 'I agree' or if you have downloaded or installed using the services, you would be accepting & agreeing to all the conditions mentioned on the agreement.

In case you do not agree to one or more of these terms, then you should not click "I Accept" or "I Agree" and neither should you install or download any of our services

Definitions

At "App or Application" or "Website" would mean that jhatpatloans the mobile application or the website that has been developed & designed by the company for providing these particular services. "Lender" usually means the non-banking financial company or the banks with whom the company ties up for the sanctioning of the loan amount, the procedure or the granting of the loan amount to the customer.

"Customers" or 'You" refers to the end-users – any person who accesses, downloads, views our platform & our services. "Loan" refers to a credit amount that you may apply for through our platforms, and the final sanction comes from the lender.

"Outstanding amounts" means the loan interests and also the charges that are due and are payable by you to the concerned lender within the due dates. "Platform" shall mean the Website or App collectively. "Services" refer to the granting, sanctioning or lending of loan amounts through our platforms by the lender

"Third Party Platforms" refer to social networking platforms like LinkedIn, Facebook or any other platform. "User Data" refers to any related data, information, documents or materials that are submitted in the company prior to or during the usage of any of our services.