Apply for Online Quick Loans | Quick Cash Loans | Jhatpat Loans ---------------------------------------------

Personal loans to meet your immediate needs…

We understand your needs and try to provide loans tailoured to your needs. Just apply and we will attend to you right away..


Meet your urgent requirements:

Our loans are super fast and hence you can depend on us to cover your needs at the earliest.


Simple processes:

Our loans are easy to apply and easy to get. Just apply and we will be with you.

Apply Now

WORK PROCESS

Our digital lending service is associated with multiple distinguished features that makes our services unique.

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Apply online on our website

Go to Apply now form and fill in the required details.

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Submit required documents

We require simple documents as mentioned in the Apply Now page

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Get loan
instantly

After simple and quick verification the loan will be in your account.

Features & Benefits

Fast Approval

Because of digitization and a quick operating process, the loan application is authorized quickly.

Less Paperwork

Physical documentation is not needed because all documentation is needed in soft copy.

Competitive Interest

We provide a competitive interest rate so you can borrow money with confidence.

Easy Repayment

Reloan opportunities and your credit score both benefit from easy repayment. It enables you to always acquire financial support.

Why you should choose our company?

We are one of the latest in fintech loans and have adapted our methods to serve you as per your needs. We understand how important it is to get the loan on time and we strive to achieve that to the best of our ability.

1. Fully tech based process We provide online loans and have minimized the processing time to reach you the loans at the fastest possible time.

2. Highly experienced team of credit managers We ensure that your case is taken up immediately and dispensed with at the earliest

3. Ethical recovery methods We follow fully ethical collection methods and try to be patient and understanding

Rates & Charges


Rates & Charges

  • Minimum loan amount - Rs 5,000 /-
  • Maximum loan amount - Rs 1,00,000 /-
  • Tenure - 90 Days to 365 Days.
  • Processing fee - 5% to 8% of loan amount.

Rates & Charges

  • No pre - closure charges
  • No prepayment charges
  • ROI (Rate of interest) @ 1.5% to 2.92% Monthly
  • APR (Annual Percentage Rate) @ 18% to 35%.
  • Cheque bounce charges: Rs. 1000/-


How is APR determined?

Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR. But we have a fixed APR which is the same for all.

Working of Our Rates & Fees

APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR is the actual annual cost of your loan that helps you compare various loan offers from different lenders. We have a fixed APR @ 33.6% per annum.



Monthly Payment Example

Tenure Loan Amount Interest Rate Admin Fees APR Amount Deposite¬d EMI Total Interest
12 Months Rs.1,00,000 2% Rs.1000 24% Rs. 99000 Rs. 9456 Rs.13472